US5.com
  1. Home
  2. States
  3. Pennsylvania
  4. ZIP 15650
  5. Housing & Real Estate
Latrobe borough, PA

ZIP 15650 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 15650

Median Home Value
$175,500
Median Rent
$655
Affordability Snapshot
$48,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,127/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

22.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 15650 in Latrobe borough, PA, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,127. That sits below the local median household income ($63,314), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
72.6%+11% vs US avg
x
Vacancy Rate
5.6%-46% vs US avg
x
Broadband Access
85.5%-2% vs US avg
x
4+ Bedrooms
2.6%-83% vs US avg
x
Built Pre-1939
10.4%-19% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
24.5%-51% vs US avg
x
Mortgage-Free
43.8%+15% vs US avg
x
$175,500
Home Value
$655
Rent
1959
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.5%
  • 1-unit attached4.2%
  • 2-9 units9.3%
  • 10+ units4.5%
  • Mobile home & other4.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$175,500
Median rent$655
Owner-occupied72.6%
Vacant5.6%
Price-to-income2.8x
Est. income to buy$48,000