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Clymer borough, PA

ZIP 15728 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 15728

Median Home Value
$112,100
Median Rent
$559
Affordability Snapshot
$31,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$720/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

16.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 15728 in Clymer borough, PA, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $720. That sits below the local median household income ($58,628), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
70.6%+8% vs US avg
x
Vacancy Rate
12.6%+22% vs US avg
x
Broadband Access
78.7%-10% vs US avg
x
4+ Bedrooms
7.9%-47% vs US avg
x
Built Pre-1939
6.4%-50% vs US avg
x
Built Post-2014
0.7%-91% vs US avg
x
Rent Burden >30%
14.7%-70% vs US avg
x
Mortgage-Free
56.2%+47% vs US avg
x
$112,100
Home Value
$559
Rent
1966
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.5%
  • 1-unit attached1.4%
  • 2-9 units8.0%
  • 10+ units2.9%
  • Mobile home & other8.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$112,100
Median rent$559
Owner-occupied70.6%
Vacant12.6%
Price-to-income1.9x
Est. income to buy$31,000