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Sykesville borough, PA

ZIP 15865 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 15865

Median Home Value
$89,400
Median Rent
$469
Affordability Snapshot
$25,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$574/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 15865 in Sykesville borough, PA, a household would need roughly $25,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $574. That sits below the local median household income ($37,885), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
64.9%-1% vs US avg
x
Vacancy Rate
11.1%+7% vs US avg
x
Broadband Access
81.4%-6% vs US avg
x
4+ Bedrooms
2.0%-87% vs US avg
x
Built Pre-1939
6.6%-48% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
11.1%-78% vs US avg
x
Mortgage-Free
63.3%+66% vs US avg
x
$89,400
Home Value
$469
Rent
1953
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached66.4%
  • 1-unit attached5.8%
  • 2-9 units18.8%
  • 10+ units6.4%
  • Mobile home & other2.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$89,400
Median rent$469
Owner-occupied64.9%
Vacant11.1%
Price-to-income2.4x
Est. income to buy$25,000