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Grove City borough, PA

ZIP 16127 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 16127

Median Home Value
$199,500
Median Rent
$698
Affordability Snapshot
$55,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,282/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

23.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 16127 in Grove City borough, PA, a household would need roughly $55,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,282. That sits below the local median household income ($69,842), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
74.3%+14% vs US avg
x
Vacancy Rate
6.7%-35% vs US avg
x
Broadband Access
86.5%-1% vs US avg
x
4+ Bedrooms
3.8%-75% vs US avg
x
Built Pre-1939
9.1%-29% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
17.2%-65% vs US avg
x
Mortgage-Free
50.3%+32% vs US avg
x
$199,500
Home Value
$698
Rent
1966
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.1%
  • 1-unit attached2.4%
  • 2-9 units10.2%
  • 10+ units6.6%
  • Mobile home & other7.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$199,500
Median rent$698
Owner-occupied74.3%
Vacant6.7%
Price-to-income2.9x
Est. income to buy$55,000