ZIP Code 16140 — New Bedford CDP, PA Demographics & Data

ZIP code 16140 covers New Bedford, PA in Lawrence County with a population of about 386.

At a glance, the area shows median age of 18.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 724, 878; U.S. House district PA-16; the PITTSBURGH media market.

Median household income in ZIP 16140 is about $76,193 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 11.1% of adults with a bachelor’s degree or higher (about 22.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Transportation; about 18.6% of workers reporting work-from-home (about 3.4 points above the U.S. share (15.2%)); a mean commute of about 96.0 minutes (U.S. average near 26.8).

Median home value is about $95,300 — about 73% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 83.5% (about 18.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 16140 in New Bedford, PA, a household would need roughly $26,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $612. That sits below the local median household income ($76,193), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for New Bedford CDP, PA as Relatively Low (composite score 66.1), which is near the middle of the national distribution. The strongest component scores on US5 are flood (83.1) and hurricane (47.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for New Bedford CDP, PA show little to no average snow and around 41.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 18 for ZIP 16140 (New Bedford CDP, PA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.