US5.com
  1. Home
  2. States
  3. Pennsylvania
  4. ZIP 16148
  5. Housing & Real Estate
Hermitage city, PA

ZIP 16148 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 16148

Median Home Value
$186,000
Median Rent
$767
Affordability Snapshot
$51,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,195/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 16148 in Hermitage city, PA, a household would need roughly $51,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,195. That sits below the local median household income ($72,680), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
73.6%+13% vs US avg
x
Vacancy Rate
4.7%-54% vs US avg
x
Broadband Access
84.4%-3% vs US avg
x
4+ Bedrooms
2.2%-85% vs US avg
x
Built Pre-1939
5.3%-59% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
20.4%-59% vs US avg
x
Mortgage-Free
49.4%+29% vs US avg
x
$186,000
Home Value
$767
Rent
1971
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.3%
  • 1-unit attached5.0%
  • 2-9 units9.2%
  • 10+ units9.9%
  • Mobile home & other3.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$186,000
Median rent$767
Owner-occupied73.6%
Vacant4.7%
Price-to-income2.6x
Est. income to buy$51,000