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Clark borough, PA

ZIP 16150 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 16150

Median Home Value
$135,800
Median Rent
$614
Affordability Snapshot
$37,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$872/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 16150 in Clark borough, PA, a household would need roughly $37,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $872. That sits below the local median household income ($61,638), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
73.1%+12% vs US avg
x
Vacancy Rate
5.9%-43% vs US avg
x
Broadband Access
84.7%-3% vs US avg
x
4+ Bedrooms
2.9%-80% vs US avg
x
Built Pre-1939
9.7%-25% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
14.6%-71% vs US avg
x
Mortgage-Free
45.6%+19% vs US avg
x
$135,800
Home Value
$614
Rent
1956
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.7%
  • 1-unit attached1.4%
  • 2-9 units8.3%
  • 10+ units8.5%
  • Mobile home & other3.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$135,800
Median rent$614
Owner-occupied73.1%
Vacant5.9%
Price-to-income2.2x
Est. income to buy$37,000