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Townville borough, PA

ZIP 16360 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 16360

Median Home Value
$151,800
Median Rent
$471
Affordability Snapshot
$42,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$975/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

26.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 16360 in Townville borough, PA, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $975. That sits below the local median household income ($70,833), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
82.5%+26% vs US avg
x
Vacancy Rate
8.0%-23% vs US avg
x
Broadband Access
91.7%+5% vs US avg
x
4+ Bedrooms
2.3%-84% vs US avg
x
Built Pre-1939
4.3%-67% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
14.3%-71% vs US avg
x
Mortgage-Free
49.0%+28% vs US avg
x
$151,800
Home Value
$471
Rent
1969
Year Built
2004
Moved In

Residents have lived here since ~2004 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.2%
  • 1-unit attached0.0%
  • 2-9 units5.7%
  • 10+ units0.0%
  • Mobile home & other13.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$151,800
Median rent$471
Owner-occupied82.5%
Vacant8.0%
Price-to-income2.1x
Est. income to buy$42,000