ZIP Code 16422 — Harmonsburg CDP, PA Demographics & Data

ZIP code 16422 covers Harmonsburg, PA in Crawford County with a population of about 79.

At a glance, the area shows median age of 56.7 versus a U.S. median of about 38.9.

It sits in telephone area codes 582, 814; U.S. House district PA-16; the ERIE media market.

Harmonsburg, PA fits a retirement-oriented profile (high share of residents 65+ (43.0%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 49.4%; unemployment rate near 0.0%; 40.0% of adults with a bachelor’s degree or higher (about 6.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Retail trade, and Arts and entertainment; a mean commute of about 24.0 minutes (U.S. average near 26.8).

Median home value is about $154,200 — about 56% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 16422 in Harmonsburg, PA, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $991. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Harmonsburg CDP, PA as Relatively Low (composite score 76.0), which is elevated versus much of the country. The strongest component scores on US5 are flood (87.2) and hurricane (67.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Harmonsburg CDP, PA show little to no average snow and around 41.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 4 for ZIP 16422 (Harmonsburg CDP, PA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.