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Saegertown borough, PA

ZIP 16433 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 16433

Median Home Value
$173,300
Median Rent
$600
Affordability Snapshot
$48,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,113/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

24.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 16433 in Saegertown borough, PA, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,113. That sits below the local median household income ($73,289), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
84.5%+29% vs US avg
x
Vacancy Rate
10.8%+5% vs US avg
x
Broadband Access
84.4%-3% vs US avg
x
4+ Bedrooms
4.4%-70% vs US avg
x
Built Pre-1939
7.5%-41% vs US avg
x
Built Post-2014
0.5%-92% vs US avg
x
Rent Burden >30%
4.8%-90% vs US avg
x
Mortgage-Free
45.9%+20% vs US avg
x
$173,300
Home Value
$600
Rent
1974
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.1%
  • 1-unit attached0.6%
  • 2-9 units4.6%
  • 10+ units0.1%
  • Mobile home & other16.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$173,300
Median rent$600
Owner-occupied84.5%
Vacant10.8%
Price-to-income2.4x
Est. income to buy$48,000