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Houtzdale borough, PA

ZIP 16651 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 16651

Median Home Value
$99,400
Median Rent
$462
Affordability Snapshot
$27,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$639/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

17.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 16651 in Houtzdale borough, PA, a household would need roughly $27,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $639. That sits below the local median household income ($64,965), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
80.4%+23% vs US avg
x
Vacancy Rate
16.7%+62% vs US avg
x
Broadband Access
85.2%-2% vs US avg
x
4+ Bedrooms
3.1%-79% vs US avg
x
Built Pre-1939
8.1%-36% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
5.8%-88% vs US avg
x
Mortgage-Free
43.2%+13% vs US avg
x
$99,400
Home Value
$462
Rent
1956
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.8%
  • 1-unit attached0.1%
  • 2-9 units7.1%
  • 10+ units2.5%
  • Mobile home & other8.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$99,400
Median rent$462
Owner-occupied80.4%
Vacant16.7%
Price-to-income1.5x
Est. income to buy$27,000