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Martinsburg borough, PA

ZIP 16662 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 16662

Median Home Value
$212,400
Median Rent
$714
Affordability Snapshot
$58,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,364/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

24.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 16662 in Martinsburg borough, PA, a household would need roughly $58,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,364. That sits below the local median household income ($70,861), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
77.0%+18% vs US avg
x
Vacancy Rate
6.0%-41% vs US avg
x
Broadband Access
81.4%-6% vs US avg
x
4+ Bedrooms
7.0%-53% vs US avg
x
Built Pre-1939
3.5%-72% vs US avg
x
Built Post-2014
2.4%-65% vs US avg
x
Rent Burden >30%
24.4%-51% vs US avg
x
Mortgage-Free
52.8%+38% vs US avg
x
$212,400
Home Value
$714
Rent
1975
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached74.4%
  • 1-unit attached4.6%
  • 2-9 units4.1%
  • 10+ units3.8%
  • Mobile home & other13.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$212,400
Median rent$714
Owner-occupied77.0%
Vacant6.0%
Price-to-income3.0x
Est. income to buy$58,000