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Saxton borough, PA

ZIP 16678 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 16678

Median Home Value
$140,600
Median Rent
$521
Affordability Snapshot
$39,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$903/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

22.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 16678 in Saxton borough, PA, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $903. That sits below the local median household income ($59,769), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
78.9%+21% vs US avg
x
Vacancy Rate
20.2%+96% vs US avg
x
Broadband Access
82.5%-5% vs US avg
x
4+ Bedrooms
1.0%-94% vs US avg
x
Built Pre-1939
8.7%-32% vs US avg
x
Built Post-2014
0.7%-89% vs US avg
x
Rent Burden >30%
13.2%-73% vs US avg
x
Mortgage-Free
47.4%+24% vs US avg
x
$140,600
Home Value
$521
Rent
1970
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.9%
  • 1-unit attached2.1%
  • 2-9 units7.7%
  • 10+ units3.5%
  • Mobile home & other16.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$140,600
Median rent$521
Owner-occupied78.9%
Vacant20.2%
Price-to-income2.4x
Est. income to buy$39,000