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Kane borough, PA

ZIP 16735 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 16735

Median Home Value
$88,000
Median Rent
$627
Affordability Snapshot
$24,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$565/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

11.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 16735 in Kane borough, PA, a household would need roughly $24,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $565. That sits below the local median household income ($58,496), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
73.7%+13% vs US avg
x
Vacancy Rate
21.1%+105% vs US avg
x
Broadband Access
83.7%-4% vs US avg
x
4+ Bedrooms
3.4%-77% vs US avg
x
Built Pre-1939
8.5%-34% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
11.6%-77% vs US avg
x
Mortgage-Free
53.5%+40% vs US avg
x
$88,000
Home Value
$627
Rent
1951
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.6%
  • 1-unit attached0.8%
  • 2-9 units9.1%
  • 10+ units3.8%
  • Mobile home & other5.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$88,000
Median rent$627
Owner-occupied73.7%
Vacant21.1%
Price-to-income1.5x
Est. income to buy$24,000