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Zion CDP, PA

ZIP 16823 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 16823

Median Home Value
$258,100
Median Rent
$901
Affordability Snapshot
$71,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,658/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 16823 in Zion CDP, PA, a household would need roughly $71,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,658. That is roughly in line with the local median household income ($75,717). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
70.8%+8% vs US avg
x
Vacancy Rate
4.4%-57% vs US avg
x
Broadband Access
84.7%-3% vs US avg
x
4+ Bedrooms
3.5%-77% vs US avg
x
Built Pre-1939
3.0%-77% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
26.4%-47% vs US avg
x
Mortgage-Free
41.1%+8% vs US avg
x
$258,100
Home Value
$901
Rent
1979
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.0%
  • 1-unit attached8.3%
  • 2-9 units13.5%
  • 10+ units5.6%
  • Mobile home & other7.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$258,100
Median rent$901
Owner-occupied70.8%
Vacant4.4%
Price-to-income3.4x
Est. income to buy$71,000