ZIP Code 16848 — Lamar CDP, PA Demographics & Data

ZIP code 16848 covers Lamar, PA in Clinton County with a population of about 231.

At a glance, the area shows median age of 43.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 272, 570; U.S. House district PA-15; the WILKES BARRE - SCRANTON media market.

Median household income in ZIP 16848 is about $53,500 — about 29% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.4%; unemployment rate near 0.0%; 5.8% of adults with a bachelor’s degree or higher (about 27.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Food services, and Manufacturing; a mean commute of about 61.0 minutes (U.S. average near 26.8).

Median home value is about $159,300 — about 54% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 89.2% (about 23.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 16848 in Lamar, PA, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,023. That sits below the local median household income ($53,500), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Lamar CDP, PA as Relatively Low (composite score 51.8), which is near the middle of the national distribution. The strongest component scores on US5 are flood (71.3) and hurricane (66.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Lamar CDP, PA show little to no average snow and around 42.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 11 for ZIP 16848 (Lamar CDP, PA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.