ZIP Code 16932 — undefined, PA Demographics & Data

ZIP code 16932 covers PA in Tioga County with a population of about 674.

At a glance, the area shows median age of 43.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 272, 570; U.S. House district PA-15; the ELMIRA (CORNING) media market.

Median household income in ZIP 16932 is about $79,115 — about 5% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 1.9%; unemployment rate near 2.9%; 22.4% of adults with a bachelor’s degree or higher (about 11.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Education; about 3.8% of workers reporting work-from-home (about 11.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $265,800 — about 24% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 87.8% (about 22.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 16932 in PA, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,707. That is roughly in line with the local median household income ($79,115). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for PA as Relatively Low (composite score 59.8), which is near the middle of the national distribution. The strongest component scores on US5 are flood (78.9) and hurricane (71.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for PA show little to no average snow and around 41.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 31 for ZIP 16932 (PA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.