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Liverpool borough, PA

ZIP 17045 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 17045

Median Home Value
$215,300
Median Rent
$575
Affordability Snapshot
$59,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,383/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

31.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 17045 in Liverpool borough, PA, a household would need roughly $59,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,383. That sits below the local median household income ($71,477), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
79.7%+22% vs US avg
x
Vacancy Rate
8.7%-16% vs US avg
x
Broadband Access
87.0%-0% vs US avg
x
4+ Bedrooms
6.7%-55% vs US avg
x
Built Pre-1939
2.4%-81% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
14.8%-70% vs US avg
x
Mortgage-Free
35.9%-6% vs US avg
x
$215,300
Home Value
$575
Rent
1977
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.4%
  • 1-unit attached3.2%
  • 2-9 units7.5%
  • 10+ units0.9%
  • Mobile home & other6.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$215,300
Median rent$575
Owner-occupied79.7%
Vacant8.7%
Price-to-income3.0x
Est. income to buy$59,000