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Orrstown borough, PA

ZIP 17244 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 17244

Median Home Value
$186,900
Median Rent
$695
Affordability Snapshot
$51,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,201/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

22.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 17244 in Orrstown borough, PA, a household would need roughly $51,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,201. That sits below the local median household income ($74,792), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
80.7%+23% vs US avg
x
Vacancy Rate
5.2%-49% vs US avg
x
Broadband Access
78.6%-10% vs US avg
x
4+ Bedrooms
9.4%-37% vs US avg
x
Built Pre-1939
4.8%-63% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
34.1%-31% vs US avg
x
Mortgage-Free
55.8%+46% vs US avg
x
$186,900
Home Value
$695
Rent
1974
Year Built
2002
Moved In

Residents have lived here since ~2002 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.1%
  • 1-unit attached4.9%
  • 2-9 units1.6%
  • 10+ units3.1%
  • Mobile home & other12.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$186,900
Median rent$695
Owner-occupied80.7%
Vacant5.2%
Price-to-income2.5x
Est. income to buy$51,000