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, PA

ZIP Code 17265 — undefined, PA Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Map, Quick Facts & Location

Quick Facts

Local time
Population
307
Median Income
$41,429
-45% vs US avg
Home Value
$141,700
-59% vs US avg
Median Rent
$640
-45% vs US avg
Median Age
48.8 yrs
+25% vs US avg
City
N/A
Area Code
Congress
Top Ancestry
GermanEnglishItalian
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Location
Coordinates
40.0322, -77.7750
Elevation
640 ft
Land Area
37.9 sq mi
Water Area
0.0 sq mi (0% water)

At a glance

Population
307
Density
N/A
Median income
$41,429
-45% vs US avg
Home value
$141,700
-59% vs US avg
Median rent
$640
-45% vs US avg
Timezone

Overview of ZIP Code 17265

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Sunrise, sunset & moon

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What to know about ZIP 17265

ZIP code 17265 covers PA in Franklin County with a population of about 307.

At a glance, the area shows median age of 48.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 223, 717; U.S. House district PA-13; the HARRISBURG - LNCSTR - LEB - YORK media market.

Income and economy in PA

Median household income in ZIP 17265 is about $41,429 — about 45% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 1.9%; unemployment rate near 10.3%; 6.1% of adults with a bachelor’s degree or higher (about 27.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Manufacturing, and Healthcare; a mean commute of about 130.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 17265

Median home value is about $141,700 — about 59% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $640 (about 45% below the U.S. median rent ($1,163)), and owner-occupancy near 69.5% (about 4.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 17265 in PA, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $910. That is roughly in line with the local median household income ($41,429). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Climate risk and migration signals

FEMA’s National Risk Index rates natural-hazard risk for PA as Relatively Low (composite score 76.4), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (85.6) and flood (84.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for PA show little to no average snow and around 43.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 14 for ZIP 17265 (PA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.

Nearby (from this ZIP)

Airport HGR (22.5 miles (36.2 km)) · Triangle Tech-Chambersburg (7.5 miles (12.0 km)) · Catoctin Mountain Park (31.1 miles (50.0 km)) · VA: Huntingdon County CBOC (25.9 miles (41.6 km))

Full lists and map pins are in the Infrastructure section below.