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Churchtown CDP, PA

ZIP 17555 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 17555

Median Home Value
$358,900
Median Rent
$1,151
Affordability Snapshot
$99,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,305/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 17555 in Churchtown CDP, PA, a household would need roughly $99,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,305. That is roughly in line with the local median household income ($108,010). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
87.0%+33% vs US avg
x
Vacancy Rate
2.9%-72% vs US avg
x
Broadband Access
68.5%-21% vs US avg
x
4+ Bedrooms
12.1%-18% vs US avg
x
Built Pre-1939
0.8%-93% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
9.2%-82% vs US avg
x
Mortgage-Free
44.5%+16% vs US avg
x
$358,900
Home Value
$1,151
Rent
1986
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.7%
  • 1-unit attached7.7%
  • 2-9 units2.2%
  • 10+ units0.0%
  • Mobile home & other7.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$358,900
Median rent$1,151
Owner-occupied87.0%
Vacant2.9%
Price-to-income3.3x
Est. income to buy$99,000