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Girardville borough, PA

ZIP 17935 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 17935

Median Home Value
$44,400
Median Rent
$454
Affordability Snapshot
$12,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$285/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

8.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 17935 in Girardville borough, PA, a household would need roughly $12,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $285. That sits below the local median household income ($45,595), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 28% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.9%+22% vs US avg
x
Vacancy Rate
27.7%+169% vs US avg
x
Broadband Access
73.1%-16% vs US avg
x
4+ Bedrooms
4.8%-67% vs US avg
x
Built Pre-1939
14.8%+16% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
13.8%-72% vs US avg
x
Mortgage-Free
87.3%+128% vs US avg
x
$44,400
Home Value
$454
Rent
1938
Year Built
2003
Moved In

Residents have lived here since ~2003 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached38.4%
  • 1-unit attached43.4%
  • 2-9 units16.2%
  • 10+ units1.6%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$44,400
Median rent$454
Owner-occupied79.9%
Vacant27.7%
Price-to-income1.0x
Est. income to buy$12,000