US5.com
  1. Home
  2. States
  3. Pennsylvania
  4. ZIP 18045
  5. Housing & Real Estate
Palmer Heights CDP, PA

ZIP 18045 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 18045

Median Home Value
$301,300
Median Rent
$1,616
Affordability Snapshot
$83,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,935/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 18045 in Palmer Heights CDP, PA, a household would need roughly $83,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,935. That sits below the local median household income ($109,068), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
80.2%+23% vs US avg
x
Vacancy Rate
2.6%-74% vs US avg
x
Broadband Access
94.3%+8% vs US avg
x
4+ Bedrooms
4.0%-73% vs US avg
x
Built Pre-1939
3.0%-76% vs US avg
x
Built Post-2014
1.3%-82% vs US avg
x
Rent Burden >30%
15.3%-69% vs US avg
x
Mortgage-Free
35.1%-8% vs US avg
x
$301,300
Home Value
$1,616
Rent
1984
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.1%
  • 1-unit attached14.1%
  • 2-9 units6.8%
  • 10+ units7.4%
  • Mobile home & other0.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$301,300
Median rent$1,616
Owner-occupied80.2%
Vacant2.6%
Price-to-income2.8x
Est. income to buy$83,000