US5.com
  1. Home
  2. States
  3. Pennsylvania
  4. ZIP 18092
  5. Housing & Real Estate
, PA

ZIP 18092 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 18092

Median Home Value
$390,300
Median Rent
$1,079
Affordability Snapshot
$107,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,507/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

30.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 18092 in PA, a household would need roughly $107,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,507. That is roughly in line with the local median household income ($110,417). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
86.5%+32% vs US avg
x
Vacancy Rate
0.0%
x
Broadband Access
93.3%+7% vs US avg
x
4+ Bedrooms
15.9%+8% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
2.5%-64% vs US avg
x
Rent Burden >30%
7.7%-85% vs US avg
x
Mortgage-Free
36.4%-5% vs US avg
x
$390,300
Home Value
$1,079
Rent
1973
Year Built
2003
Moved In

Residents have lived here since ~2003 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached92.3%
  • 1-unit attached0.9%
  • 2-9 units2.9%
  • 10+ units0.0%
  • Mobile home & other3.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$390,300
Median rent$1,079
Owner-occupied86.5%
Vacant0.0%
Price-to-income3.5x
Est. income to buy$107,000