US5.com
  1. Home
  2. States
  3. Pennsylvania
  4. ZIP 18431
  5. Housing & Real Estate
Honesdale borough, PA

ZIP 18431 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 18431

Median Home Value
$222,000
Median Rent
$820
Affordability Snapshot
$61,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,426/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

22.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 18431 in Honesdale borough, PA, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,426. That is roughly in line with the local median household income ($55,323). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
73.8%+13% vs US avg
x
Vacancy Rate
13.1%+27% vs US avg
x
Broadband Access
83.7%-4% vs US avg
x
4+ Bedrooms
5.4%-63% vs US avg
x
Built Pre-1939
7.8%-39% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
23.2%-53% vs US avg
x
Mortgage-Free
54.3%+42% vs US avg
x
$222,000
Home Value
$820
Rent
1972
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached74.6%
  • 1-unit attached1.0%
  • 2-9 units10.2%
  • 10+ units2.3%
  • Mobile home & other11.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$222,000
Median rent$820
Owner-occupied73.8%
Vacant13.1%
Price-to-income4.0x
Est. income to buy$61,000