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Masthope CDP, PA

ZIP 18435 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 18435

Median Home Value
$317,400
Median Rent
N/A
Affordability Snapshot
$87,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,039/mo PITI).

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

To comfortably buy a median-priced home in ZIP 18435 in Masthope CDP, PA, a household would need roughly $87,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,039. That sits below the local median household income ($97,924), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 73% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
100.0%+53% vs US avg
x
Vacancy Rate
72.5%+604% vs US avg
x
Broadband Access
97.7%+12% vs US avg
x
4+ Bedrooms
13.7%-7% vs US avg
x
Built Pre-1939
5.3%-58% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Mortgage-Free
47.3%+24% vs US avg
x
$317,400
Home Value
N/A
Rent
1989
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached96.0%
  • 1-unit attached3.1%
  • 2-9 units0.7%
  • 10+ units0.0%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$317,400
Median rent$-666,666,666
Owner-occupied100.0%
Vacant72.5%
Price-to-income3.2x
Est. income to buy$87,000