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Mount Cobb CDP, PA

ZIP 18436 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 18436

Median Home Value
$222,000
Median Rent
$689
Affordability Snapshot
$61,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,426/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 18436 in Mount Cobb CDP, PA, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,426. That sits below the local median household income ($73,209), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 48% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
88.3%+35% vs US avg
x
Vacancy Rate
47.5%+361% vs US avg
x
Broadband Access
86.2%-1% vs US avg
x
4+ Bedrooms
3.9%-73% vs US avg
x
Built Pre-1939
2.0%-84% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
26.3%-47% vs US avg
x
Mortgage-Free
53.1%+39% vs US avg
x
$222,000
Home Value
$689
Rent
1984
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached93.4%
  • 1-unit attached0.2%
  • 2-9 units1.8%
  • 10+ units0.3%
  • Mobile home & other4.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$222,000
Median rent$689
Owner-occupied88.3%
Vacant47.5%
Price-to-income3.0x
Est. income to buy$61,000