ZIP Code 18438 — undefined, PA Demographics & Data

ZIP code 18438 covers PA in Wayne County with a population of about 1,474.

At a glance, the area shows median age of 62.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 272, 570; U.S. House district PA-8; the WILKES BARRE - SCRANTON media market.

PA fits a retirement-oriented profile (high share of residents 65+ (38.1%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 18438 is about $59,808 — about 20% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.1%; unemployment rate near 5.6%; 38.3% of adults with a bachelor’s degree or higher (about 4.6 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Real estate, Manufacturing, and Retail trade; about 21.7% of workers reporting work-from-home (about 6.5 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $352,600 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 92.5% (about 27.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 18438 in PA, a household would need roughly $97,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,265. That is about 62% above the local median household income ($59,808), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for PA as Relatively Low (composite score 56.3), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (76.0) and flood (71.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for PA show little to no average snow and around 45.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 67 for ZIP 18438 (PA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.