ZIP Code 18602 — Bear Creek Village borough, PA Demographics & Data

ZIP code 18602 covers Bear Creek Village, PA in Luzerne County with a population of about 356.

At a glance, the area shows median age of 34.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 272, 570; U.S. House district PA-8; the WILKES BARRE - SCRANTON media market.

Bear Creek Village, PA ranks among higher-income / higher-home-value communities on US5 (very high median household income (~$172,500)). Searchers often dig into housing affordability stretch, private schools, and neighborhood comparisons rather than entry-level rentals.

Median household income in ZIP 18602 is about $172,500 — about 130% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.9%; unemployment rate near 1.7%; 72.2% of adults with a bachelor’s degree or higher (about 38.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Manufacturing; about 18.7% of workers reporting work-from-home (about 3.5 points above the U.S. share (15.2%)); a mean commute of about 139.0 minutes (U.S. average near 26.8).

Median home value is about $365,500 — about 5% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,333 (about 15% above the U.S. median rent ($1,163)), and owner-occupancy near 97.0% (about 31.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 18602 in Bear Creek Village, PA, a household would need roughly $101,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,348. That sits below the local median household income ($172,500), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Bear Creek Village borough, PA as Relatively Moderate (composite score 91.6), which is among the highest nationally. The strongest component scores on US5 are flood (95.3) and hurricane (83.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Bear Creek Village borough, PA show little to no average snow and around 48.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 16 for ZIP 18602 (Bear Creek Village borough, PA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.