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Harveys Lake borough, PA

ZIP 18618 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 18618

Median Home Value
$236,400
Median Rent
$1,229
Affordability Snapshot
$65,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,519/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 18618 in Harveys Lake borough, PA, a household would need roughly $65,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,519. That sits below the local median household income ($73,561), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 26% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
84.7%+30% vs US avg
x
Vacancy Rate
26.4%+156% vs US avg
x
Broadband Access
94.4%+9% vs US avg
x
4+ Bedrooms
6.1%-59% vs US avg
x
Built Pre-1939
13.0%+1% vs US avg
x
Built Post-2014
2.8%-60% vs US avg
x
Rent Burden >30%
29.4%-41% vs US avg
x
Mortgage-Free
44.9%+18% vs US avg
x
$236,400
Home Value
$1,229
Rent
1973
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.0%
  • 1-unit attached4.6%
  • 2-9 units3.5%
  • 10+ units0.0%
  • Mobile home & other6.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$236,400
Median rent$1,229
Owner-occupied84.7%
Vacant26.4%
Price-to-income3.2x
Est. income to buy$65,000