ZIP Code 18816 — undefined, PA Demographics & Data

ZIP code 18816 covers PA in Susquehanna County with a population of about 107.

At a glance, the area shows median age of 38.6 (near the U.S. median).

It sits in telephone area codes 272, 570; U.S. House district PA-9; the WILKES BARRE - SCRANTON media market.

Median household income in ZIP 18816 is about $98,214 — about 31% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 1.9%; unemployment rate near 18.9%; 40.2% of adults with a bachelor’s degree or higher (about 6.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Education, and Mining; about 23.3% of workers reporting work-from-home (about 8.1 points above the U.S. share (15.2%)); a mean commute of about 33.0 minutes (U.S. average near 26.8).

Median home value is about $164,800 — about 53% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 65.8% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 18816 in PA, a household would need roughly $45,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,059. That sits below the local median household income ($98,214), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for PA as Relatively Low (composite score 53.6), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (75.3) and flood (71.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for PA show little to no average snow and around 46.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 5 for ZIP 18816 (PA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.