US5.com
  1. Home
  2. States
  3. Pennsylvania
  4. ZIP 18848
  5. Housing & Real Estate
Towanda borough, PA

ZIP 18848 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 18848

Median Home Value
$178,300
Median Rent
$620
Affordability Snapshot
$49,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,145/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 18848 in Towanda borough, PA, a household would need roughly $49,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,145. That sits below the local median household income ($57,391), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 18% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
68.9%+5% vs US avg
x
Vacancy Rate
17.5%+70% vs US avg
x
Broadband Access
81.2%-7% vs US avg
x
4+ Bedrooms
7.0%-53% vs US avg
x
Built Pre-1939
3.5%-73% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
12.7%-74% vs US avg
x
Mortgage-Free
52.6%+38% vs US avg
x
$178,300
Home Value
$620
Rent
1960
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.4%
  • 1-unit attached4.3%
  • 2-9 units10.9%
  • 10+ units6.4%
  • Mobile home & other11.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$178,300
Median rent$620
Owner-occupied68.9%
Vacant17.5%
Price-to-income3.1x
Est. income to buy$49,000