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, PA

ZIP 18976 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 18976

Median Home Value
$502,200
Median Rent
$1,501
Affordability Snapshot
$138,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,226/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 18976 in PA, a household would need roughly $138,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,226. That is about 16% above the local median household income ($119,237), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
79.6%+22% vs US avg
x
Vacancy Rate
0.8%-92% vs US avg
x
Broadband Access
96.2%+11% vs US avg
x
4+ Bedrooms
7.1%-52% vs US avg
x
Built Pre-1939
1.8%-86% vs US avg
x
Built Post-2014
0.5%-92% vs US avg
x
Rent Burden >30%
30.2%-39% vs US avg
x
Mortgage-Free
38.4%+1% vs US avg
x
$502,200
Home Value
$1,501
Rent
1989
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached60.8%
  • 1-unit attached19.4%
  • 2-9 units5.0%
  • 10+ units14.5%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$502,200
Median rent$1,501
Owner-occupied79.6%
Vacant0.8%
Price-to-income4.2x
Est. income to buy$138,000