US5.com
  1. Home
  2. States
  3. Pennsylvania
  4. ZIP 19012
  5. Housing & Real Estate
Cheltenham Village CDP, PA

ZIP 19012 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 19012

Median Home Value
$320,600
Median Rent
$1,170
Affordability Snapshot
$88,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,059/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

22.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 19012 in Cheltenham Village CDP, PA, a household would need roughly $88,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,059. That sits below the local median household income ($117,614), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
84.0%+28% vs US avg
x
Vacancy Rate
3.3%-68% vs US avg
x
Broadband Access
96.0%+10% vs US avg
x
4+ Bedrooms
9.8%-34% vs US avg
x
Built Pre-1939
7.7%-40% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
8.1%-84% vs US avg
x
Mortgage-Free
30.6%-20% vs US avg
x
$320,600
Home Value
$1,170
Rent
1953
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.0%
  • 1-unit attached19.1%
  • 2-9 units14.6%
  • 10+ units1.3%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$320,600
Median rent$1,170
Owner-occupied84.0%
Vacant3.3%
Price-to-income2.7x
Est. income to buy$88,000