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Philadelphia city, PA

ZIP 19103 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 19103

Median Home Value
$551,700
Median Rent
$1,869
Affordability Snapshot
$152,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,544/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.6x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

24.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 19103 in Philadelphia city, PA, a household would need roughly $152,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,544. That is about 55% above the local median household income ($97,940), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
33.4%-49% vs US avg
x
Vacancy Rate
14.2%+38% vs US avg
x
Broadband Access
94.4%+8% vs US avg
x
4+ Bedrooms
0.8%-95% vs US avg
x
Built Pre-1939
4.7%-64% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
21.8%-56% vs US avg
x
Mortgage-Free
50.2%+31% vs US avg
x
$551,700
Home Value
$1,869
Rent
1958
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached2.7%
  • 1-unit attached7.8%
  • 2-9 units15.7%
  • 10+ units73.7%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$551,700
Median rent$1,869
Owner-occupied33.4%
Vacant14.2%
Price-to-income5.6x
Est. income to buy$152,000