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Philadelphia city, PA

ZIP 19104 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 19104

Median Home Value
$268,200
Median Rent
$1,185
Affordability Snapshot
$74,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,723/mo PITI).

36%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

6.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

18.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 19104 in Philadelphia city, PA, a household would need roughly $74,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,723. That is about 87% above the local median household income ($39,526), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
17.8%-73% vs US avg
x
Vacancy Rate
16.5%+60% vs US avg
x
Broadband Access
87.6%+1% vs US avg
x
4+ Bedrooms
4.8%-67% vs US avg
x
Built Pre-1939
5.0%-61% vs US avg
x
Built Post-2014
2.4%-65% vs US avg
x
Rent Burden >30%
33.6%-32% vs US avg
x
Mortgage-Free
53.8%+41% vs US avg
x
$268,200
Home Value
$1,185
Rent
1951
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached2.5%
  • 1-unit attached29.6%
  • 2-9 units32.4%
  • 10+ units35.4%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$268,200
Median rent$1,185
Owner-occupied17.8%
Vacant16.5%
Price-to-income6.8x
Est. income to buy$74,000