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Philadelphia city, PA

ZIP 19120 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 19120

Median Home Value
$143,500
Median Rent
$934
Affordability Snapshot
$40,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$922/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

12.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 19120 in Philadelphia city, PA, a household would need roughly $40,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $922. That sits below the local median household income ($51,993), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
68.8%+5% vs US avg
x
Vacancy Rate
5.9%-43% vs US avg
x
Broadband Access
85.3%-2% vs US avg
x
4+ Bedrooms
1.0%-93% vs US avg
x
Built Pre-1939
19.4%+52% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
32.2%-35% vs US avg
x
Mortgage-Free
36.9%-3% vs US avg
x
$143,500
Home Value
$934
Rent
1945
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached6.9%
  • 1-unit attached78.5%
  • 2-9 units11.3%
  • 10+ units3.0%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$143,500
Median rent$934
Owner-occupied68.8%
Vacant5.9%
Price-to-income2.8x
Est. income to buy$40,000