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New Morgan borough, PA

ZIP 19543 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 19543

Median Home Value
$335,200
Median Rent
$1,127
Affordability Snapshot
$92,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,153/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

24.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 19543 in New Morgan borough, PA, a household would need roughly $92,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,153. That sits below the local median household income ($111,917), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
86.3%+32% vs US avg
x
Vacancy Rate
4.1%-60% vs US avg
x
Broadband Access
95.1%+9% vs US avg
x
4+ Bedrooms
5.1%-66% vs US avg
x
Built Pre-1939
1.4%-89% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
22.3%-55% vs US avg
x
Mortgage-Free
32.9%-14% vs US avg
x
$335,200
Home Value
$1,127
Rent
1998
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.9%
  • 1-unit attached15.4%
  • 2-9 units4.2%
  • 10+ units1.8%
  • Mobile home & other1.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$335,200
Median rent$1,127
Owner-occupied86.3%
Vacant4.1%
Price-to-income3.0x
Est. income to buy$92,000