US5.com
  1. Home
  2. States
  3. Pennsylvania
  4. ZIP 19602
  5. Housing & Real Estate
Reading city, PA

ZIP 19602 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 19602

Median Home Value
$73,000
Median Rent
$764
Affordability Snapshot
$20,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$469/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

8.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 19602 in Reading city, PA, a household would need roughly $20,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $469. That sits below the local median household income ($38,179), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
26.8%-59% vs US avg
x
Vacancy Rate
15.3%+49% vs US avg
x
Broadband Access
83.5%-4% vs US avg
x
4+ Bedrooms
7.3%-51% vs US avg
x
Built Pre-1939
6.2%-52% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
29.3%-41% vs US avg
x
Mortgage-Free
54.2%+42% vs US avg
x
$73,000
Home Value
$764
Rent
1938
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached6.9%
  • 1-unit attached47.6%
  • 2-9 units29.9%
  • 10+ units15.6%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$73,000
Median rent$764
Owner-occupied26.8%
Vacant15.3%
Price-to-income1.9x
Est. income to buy$20,000