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Reading city, PA

ZIP 19611 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 19611

Median Home Value
$161,900
Median Rent
$1,012
Affordability Snapshot
$45,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,040/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

13.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 19611 in Reading city, PA, a household would need roughly $45,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,040. That sits below the local median household income ($56,379), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
48.6%-26% vs US avg
x
Vacancy Rate
6.3%-39% vs US avg
x
Broadband Access
83.8%-4% vs US avg
x
4+ Bedrooms
1.7%-88% vs US avg
x
Built Pre-1939
11.4%-11% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
20.5%-59% vs US avg
x
Mortgage-Free
29.5%-23% vs US avg
x
$161,900
Home Value
$1,012
Rent
1943
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached18.0%
  • 1-unit attached50.4%
  • 2-9 units22.4%
  • 10+ units9.2%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$161,900
Median rent$1,012
Owner-occupied48.6%
Vacant6.3%
Price-to-income2.9x
Est. income to buy$45,000