US5.com
  1. Home
  2. States
  3. Virginia
  4. ZIP 20105
  5. Housing & Real Estate
Stone Ridge CDP, VA

ZIP 20105 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 20105

Median Home Value
$807,400
Median Rent
$2,619
Affordability Snapshot
$222,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,187/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 20105 in Stone Ridge CDP, VA, a household would need roughly $222,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,187. That is roughly in line with the local median household income ($202,775). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
89.4%+37% vs US avg
x
Vacancy Rate
1.4%-86% vs US avg
x
Broadband Access
98.2%+13% vs US avg
x
4+ Bedrooms
30.8%+108% vs US avg
x
Built Pre-1939
0.6%-95% vs US avg
x
Built Post-2014
4.0%-42% vs US avg
x
Rent Burden >30%
7.7%-85% vs US avg
x
Mortgage-Free
15.1%-60% vs US avg
x
$807,400
Home Value
$2,619
Rent
2012
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached63.0%
  • 1-unit attached29.9%
  • 2-9 units2.8%
  • 10+ units4.3%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$807,400
Median rent$2,619
Owner-occupied89.4%
Vacant1.4%
Price-to-income4.0x
Est. income to buy$222,000