ZIP Code 20105 — Stone Ridge CDP, VA Demographics & Data

ZIP code 20105 covers Stone Ridge, VA in Loudoun County with a population of about 35,539.

At a glance, the area shows median age of 36.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 571, 703; U.S. House district VA-10; the WASHINGTON, DC (HAGRSTWN) media market.

Stone Ridge, VA aligns with a tech / corporate-campus profile (high remote-work / education / income profile or known campus context). Broadband quality, remote-work share, and nearby employer campuses often matter as much as classic residential stats.

Median household income in ZIP 20105 is about $202,775 — about 170% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.3%; unemployment rate near 3.4%; 71.3% of adults with a bachelor’s degree or higher (about 37.6 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Public administration, and Education; about 29.3% of workers reporting work-from-home (about 14.1 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $807,400 — about 132% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $2,619 (about 125% above the U.S. median rent ($1,163)), and owner-occupancy near 89.4% (about 24.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 20105 in Stone Ridge, VA, a household would need roughly $222,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,187. That is roughly in line with the local median household income ($202,775). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Stone Ridge CDP, VA as Relatively Low (composite score 78.1), which is elevated versus much of the country. The strongest component scores on US5 are flood (83.9) and hurricane (80.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Stone Ridge CDP, VA show little to no average snow and around 45.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,005 for ZIP 20105 (Stone Ridge CDP, VA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.