US5.com
  1. Home
  2. States
  3. Maryland
  4. ZIP 20744
  5. Housing & Real Estate
Fort Washington CDP, MD

ZIP 20744 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 20744

Median Home Value
$418,100
Median Rent
$1,587
Affordability Snapshot
$115,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,686/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

22.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 20744 in Fort Washington CDP, MD, a household would need roughly $115,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,686. That is roughly in line with the local median household income ($124,838). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
81.5%+25% vs US avg
x
Vacancy Rate
6.1%-40% vs US avg
x
Broadband Access
93.4%+7% vs US avg
x
4+ Bedrooms
19.0%+29% vs US avg
x
Built Pre-1939
3.0%-77% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
21.0%-58% vs US avg
x
Mortgage-Free
19.3%-49% vs US avg
x
$418,100
Home Value
$1,587
Rent
1978
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.6%
  • 1-unit attached6.5%
  • 2-9 units3.1%
  • 10+ units10.5%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$418,100
Median rent$1,587
Owner-occupied81.5%
Vacant6.1%
Price-to-income3.3x
Est. income to buy$115,000