ZIP Code 20744 — Fort Washington CDP, MD Demographics & Data

ZIP code 20744 covers Fort Washington, MD in Prince George's County with a population of about 56,236.

At a glance, the area shows median age of 43.9 versus a U.S. median of about 38.9.

It sits in telephone area codes 227, 240, 301; U.S. House district MD-4; the WASHINGTON, DC (HAGRSTWN) media market.

Fort Washington, MD reads as a military / base-oriented community on US5’s intent model (base-related place names in city/county context). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

Median household income in ZIP 20744 is about $124,838 — about 66% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.9%; unemployment rate near 7.0%; 35.6% of adults with a bachelor’s degree or higher (about 1.9 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Public administration, Professional services, and Construction; about 19.7% of workers reporting work-from-home (about 4.5 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $418,100 — about 20% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,587 (about 36% above the U.S. median rent ($1,163)), and owner-occupancy near 81.5% (about 16.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 20744 in Fort Washington, MD, a household would need roughly $115,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,686. That is roughly in line with the local median household income ($124,838). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Fort Washington CDP, MD as Relatively Moderate (composite score 93.2), which is among the highest nationally. The strongest component scores on US5 are flood (94.6) and hurricane (92.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Fort Washington CDP, MD show little to no average snow and around 46.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 3,304 for ZIP 20744 (Fort Washington CDP, MD) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.