US5.com
  1. Home
  2. States
  3. Maryland
  4. ZIP 20794
  5. Housing & Real Estate
Jessup CDP, MD

ZIP 20794 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 20794

Median Home Value
$393,700
Median Rent
$1,776
Affordability Snapshot
$108,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,529/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 20794 in Jessup CDP, MD, a household would need roughly $108,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,529. That is roughly in line with the local median household income ($105,441). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
61.0%-7% vs US avg
x
Vacancy Rate
4.0%-61% vs US avg
x
Broadband Access
92.9%+7% vs US avg
x
4+ Bedrooms
6.6%-55% vs US avg
x
Built Pre-1939
6.1%-52% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
18.1%-64% vs US avg
x
Mortgage-Free
23.5%-39% vs US avg
x
$393,700
Home Value
$1,776
Rent
1991
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached47.9%
  • 1-unit attached15.7%
  • 2-9 units3.8%
  • 10+ units23.3%
  • Mobile home & other9.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$393,700
Median rent$1,776
Owner-occupied61.0%
Vacant4.0%
Price-to-income3.7x
Est. income to buy$108,000