ZIP Code 20794 — Jessup CDP, MD Demographics & Data

ZIP code 20794 covers Jessup, MD in Howard County with a population of about 16,182.

At a glance, the area shows median age of 37.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 410, 443, 667; U.S. House district MD-3; the BALTIMORE media market.

Median household income in ZIP 20794 is about $105,441 — about 40% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.5%; unemployment rate near 2.6%; 29.2% of adults with a bachelor’s degree or higher (about 4.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Education, and Public administration; about 15.4% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $393,700 — about 13% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,776 (about 53% above the U.S. median rent ($1,163)), and owner-occupancy near 61.0% (about 4.4 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 20794 in Jessup, MD, a household would need roughly $108,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,529. That is roughly in line with the local median household income ($105,441). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Jessup CDP, MD as Relatively Low (composite score 72.4), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (81.2) and flood (78.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Jessup CDP, MD show little to no average snow and around 45.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 951 for ZIP 20794 (Jessup CDP, MD) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.