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Baltimore city, MD

ZIP Code 21224 — Baltimore city, MD Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Map, Quick Facts & Location

Quick Facts

Local time
Population
46,949
Median Income
$86,209
+15% vs US avg
Home Value
$281,400
-19% vs US avg
Median Rent
$1,499
+29% vs US avg
Median Age
33.8 yrs
-13% vs US avg
Area Code
Congress
Top Ancestry
GermanIrishItalian
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Location
Coordinates
39.2749, -76.5428
Elevation
20 ft
Land Area
9.5 sq mi
Water Area
3.4 sq mi (27% water)

At a glance

Population
46,949
Density
N/A
Median income
$86,209
+15% vs US avg
Home value
$281,400
-19% vs US avg
Median rent
$1,499
+29% vs US avg
Timezone

Overview of ZIP Code 21224

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What to know about ZIP 21224

ZIP code 21224 covers Baltimore, MD in Baltimore city with a population of about 46,949.

At a glance, the area shows median age of 33.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 410, 443, 667; U.S. House district MD-7; the BALTIMORE media market.

Income and economy in Baltimore, MD

Median household income in ZIP 21224 is about $86,209 — about 15% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 17.6%; unemployment rate near 4.8%; 49.9% of adults with a bachelor’s degree or higher (about 16.2 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Professional services, and Education; about 19.5% of workers reporting work-from-home (about 4.3 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 21224

Median home value is about $281,400 — about 19% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,499 (about 29% above the U.S. median rent ($1,163)), and owner-occupancy near 59.7% (about 5.7 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 21224 in Baltimore, MD, a household would need roughly $77,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,808. That sits below the local median household income ($86,209), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Climate risk and migration signals

Climate normals for Baltimore city, MD show little to no average snow and around 43.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,758 for ZIP 21224 (Baltimore city, MD) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.

Nearby (from this ZIP)

Airport MTN (7.7 miles (12.5 km)) · University System of Maryland (3.4 miles (5.5 km)) · Fort McHenry National Monument and Historic Shrine (2.1 miles (3.5 km)) · VA: Baltimore County - Dundalk Vet Center (2.1 miles (3.5 km))

Full lists and map pins are in the Infrastructure section below.