ZIP Code 21402 — Naval Academy CDP, MD Demographics & Data

ZIP code 21402 covers Naval Academy, MD in Anne Arundel County with a population of about 2,390.

At a glance, the area shows median age of 21.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 410, 443, 667; U.S. House district MD-3; the BALTIMORE media market.

Naval Academy, MD reads as a military / base-oriented community on US5’s intent model (elevated veteran share (21.9%) and/or base-related place names). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

Median household income in ZIP 21402 is about $85,893 — about 14% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 6.2%; 35.1% of adults with a bachelor’s degree or higher (about 1.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Public administration; about 7.3% of workers reporting work-from-home (about 7.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing tenure and rents show median gross rent around $2,667 (about 129% above the U.S. median rent ($1,163)), and owner-occupancy near 0.0% (about 65.4 points below the national owner-occupancy rate (65.4%)).

FEMA’s National Risk Index rates natural-hazard risk for Naval Academy CDP, MD as Relatively Moderate (composite score 81.9), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (87.2) and flood (80.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Naval Academy CDP, MD show little to no average snow and around 44.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 140 for ZIP 21402 (Naval Academy CDP, MD) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.