ZIP Code 21542 — Midland town, MD Demographics & Data

ZIP code 21542 covers Midland, MD in Allegany County with a population of about 161.

At a glance, the area shows median age of 25.7 versus a U.S. median of about 38.9.

It sits in telephone area codes 227, 240, 301; U.S. House district MD-6; the WASHINGTON, DC (HAGRSTWN) media market.

On socioeconomic markers, US5 shows a poverty rate of 34.2%; unemployment rate near 17.5%.

Labor and commute patterns include leading industry context around Retail trade, Administrative support, and Manufacturing; about 4.5% of workers reporting work-from-home (about 10.6 points below the U.S. share (15.2%)); a mean commute of about 63.0 minutes (U.S. average near 26.8).

Median home value is about $85,500 — about 75% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $621 (about 47% below the U.S. median rent ($1,163)), and owner-occupancy near 30.9% (about 34.5 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 21542 in Midland, MD, a household would need roughly $24,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $549. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Midland town, MD as Relatively Low (composite score 58.5), which is near the middle of the national distribution. The strongest component scores on US5 are flood (73.6) and hurricane (67.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Midland town, MD show little to no average snow and around 45.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 9 for ZIP 21542 (Midland town, MD) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.