ZIP Code 21622 — Fishing Creek CDP, MD Demographics & Data

ZIP code 21622 covers Fishing Creek, MD in Dorchester County with a population of about 335.

At a glance, the area shows median age of 58.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 410, 443, 667; U.S. House district MD-1; the SALISBURY media market.

Fishing Creek, MD fits a retirement-oriented profile (high share of residents 65+ (39.1%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 21622 is about $69,792 — about 7% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.9%; unemployment rate near 0.0%; 22.5% of adults with a bachelor’s degree or higher (about 11.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Retail trade, and Agriculture; about 13.0% of workers reporting work-from-home (about 2.2 points below the U.S. share (15.2%)); a mean commute of about 154.0 minutes (U.S. average near 26.8).

Median home value is about $247,600 — about 29% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $3,501 (about 201% above the U.S. median rent ($1,163)), and owner-occupancy near 89.6% (about 24.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 21622 in Fishing Creek, MD, a household would need roughly $68,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,591. That is roughly in line with the local median household income ($69,792). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Fishing Creek CDP, MD as Relatively Low (composite score 53.8), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (85.4) and wildfire (83.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Fishing Creek CDP, MD show little to no average snow and around 45.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 20 for ZIP 21622 (Fishing Creek CDP, MD) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.